Business Checking Products

Sturdy Savings Bank offers a variety of business checking accounts to satisfy your financial needs. For your convenience, all of our business checking accounts include:

• Free Cash Management/Online Banking services
• Free Bill Pay
• VISA^® Check Card available
• e-Statements available
• Toll free telephone banking
• End of month statements

Small Business NOW

• Ideal for Sole Proprietors
• No transaction fees or limitations
• $500 Minimum Balance
• $10 Monthly Service Charge if Below Minimum Balance
• Interest Bearing

  Minimum Daily Balance to Obtain APY*	Interest Rate**	APY***
  $500	.01%	.01%

Basic Commercial

• Ideal for Small Corporations
• No transaction fees or limitations
• Sweep option available
• $1,000 Minimum Balance
• $15 Monthly Service Charge if Below Minimum Balance

Commercial Analysis

• Ideal for High Volume Larger Corporations
• Earnings credit applied to $1000 or greater average collected balance to offset or eliminate service charges
• Sweep option available
• No Minimum Balance

Small Business

• Ideal for Non-Profit Organizations
• No transaction fees or limitations
• No Minimum Balance
• Interest Bearing

  Minimum Daily Balance to Obtain APY*	Interest Rate**	APY***
  $500	.01%	.01%

Business Money Market

• Ideal for Corporations to earn interest on idle funds
• $2,000 Minimum Balance
• $10 Monthly Service Charge if Below Minimum Balance
• Interest Bearing

  Minimum Daily Balance to Obtain APY*	Interest Rate**	APY***
  $100- $24,999.99	.02%	.02%
  $25,000-$49,999.99	.02%	.02%
  $50,000-$74,999.99	.02%	.02%
  $75,000-$99,999.99	.03%	.03%
  $100,000 +	.05%	.05%

* Daily Balance (the amount of collected principal balance in the account each day).
** Variable rate accounts. Current rates will be quoted at the time of opening an account or upon request (Call 609-463-5220).
*** Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees may reduce earnings. APY may change after account opening.