Effective

Savings Products

Sturdy Savings Bank offers a variety of personal savings accounts to satisfy your unique financial needs. For your convenience, all of our personal savings accounts include:

  • e-Statements available
  • Free Online Banking
  • Free Mobile Banking
  • Toll free telephone banking
  • Interest compounded daily and credited monthly
Savings Accounts
 Minimum Opening DepositMinimum Daily BalanceMonthly Service Charge if Below Minimum Daily BalanceInterest Rate**/APY*** 

Regular Savings

$100

$100

$4

.03%/.03%

Learn More

Gold Savings

$1,000

$2,000

$6

Tiered

Learn More

Money Market

$1,000

$2,000

$10

Tiered

Learn More

Premier Money Market

$100,000

$2,000

$10

Tiered

Learn More

Holiday Club

$0

$0

$0

.03%/.03% 

Learn More

Savings Retirement Account

$100

$100

$0

.03%/.03%

Learn More
* Daily Balance (the amount of collected principal balance in the account each day).
** Variable rate accounts. Rates may change after account opening.  Current rates will be quoted at the time of opening an account or upon request (Call 609-463-5220).
*** Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Regular Savings

  • $100 Minimum Opening Deposit
  • ATM card available
  • No fee for minors
  • $100 Minimum Daily Balance
  • $4 Monthly Service Charge if Below Minimum Daily Balance

    Minimum Daily Balance to Obtain APY*

    Interest Rate**

    APY***

    $100

    .03%

    .03%

Gold Savings

  • $1,000 Minimum Opening Deposit
  • ATM card available
  • No fee for minors
  • $2,000 Minimum Daily Balance
  • $6 Monthly Service Charge if Below Minimum Daily Balance
  • Tiered Interest

    Minimum Daily Balance to Obtain APY*

    Interest Rate**

    APY***

    $100 - $24,999.99

    .03%

    .03%

    $25,000-$49,999.99

    .05%

    .05% 

    $50,000-$74,999.99

    .07%

    .07%

    $75,000-$99,999.99

    .15%

    .15%

    $100,000 +

    .20%

    .20%

Money Market

  • $1,000 Minimum Opening Deposit
  • $2,000 Minimum Daily Balance
  • $10 Monthly Service Charge if Below Minimum Daily Balance
  • Monthly Statement
  • Tiered Interest

    Minimum Daily Balance to Obtain APY*

    Interest Rate**

    APY***

    $100 - $24,999.99

    .03%

    .03%

    $25,000-$49,999.99

    .05%

    .05% 

    $50,000-$74,999.99

    .07%

    .07%

    $75,000-$99,999.99

    .15%

    .15%

    $100,000 +

    .20%

    .20%

Premier Money Market

  • $100,000 Minimum Opening Deposit
  • $2,000 Minimum Daily Balance
  • $10 Monthly Service Charge if Below Minimum Daily Balance
  • Monthly Statement
  • Tiered Interest

    Minimum Daily Balance to Obtain APY*

    Interest Rate**

    APY***

    $100 - $24,999.99

    .03%

    .03%

    $25,000-$49,999.99

    .05%

    .05% 

    $50,000-$74,999.99

    .07%

    .07%

    $75,000-$99,999.99

    .15%

    .15%

    $100,000 +

    .20%

    .20%

Holiday Club

  • No Minimum Opening Deposit
  • No Minimum Balance
  • 52 week term
  • No minimum number of payments is required to earn interest
  • Funds will be disbursed from account at the end of term the first Wednesday each October and then mailed to you
  • Deposits accepted in any amount at any time
  • No withdrawals permitted during term
  • Quarterly statement
  • $10 early closeout fee

Savings Retirement Account

  • $100 Minimum Opening Deposit
  • $100 Minimum Daily Balance
  • IRA rules for contributions and distributions apply
  • Interest

    Minimum Daily Balance to Obtain APY*

    Interest Rate**

    APY***

    $100

    .03%

    .03%

 

 * Daily Balance (the amount of collected principal balance in the account each day).
** Variable rate accounts. Rates may change after account opening.  Current rates will be quoted at the time of opening an account or upon request (Call 609-463-5220).
*** Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees may reduce earnings.

Account Disclosures