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Checking Account Products
That Meet Your Needs

Checking Products

Sturdy Savings Bank offers a variety of personal checking accounts to satisfy your unique financial needs. For your convenience, all of our personal checking accounts include:

  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • VISA® Check Card
  • e-Statements available
  • Preferred rates on Certificates of Deposit
  • Toll free telephone banking
  • No minimum opening balance requirement

Checking

Minimum Daily Balance
Monthly Service Charge if Below Minimum Daily Balance
ATM Transaction Fees
Interest Bearing
Minimum Balance to Obtain APY*
Interest Rate**
APY***
Added Features
Premier Now Checking
None

None
No Sturdy ATM transaction fees (foreign ATM surcharges may apply)

Yes

$100

.01%

.01%
Reserved for depositors age 45 or more

Now Checking

$500


$10
$1 transaction fee at non-Sturdy ATMs

No fee at Sturdy Savings Bank ATMs


Yes


$100


.01%


.01%

E-Checking
$100

$5
No Sturdy ATM transaction fees (foreign ATM surcharges may apply)

No
Reserved for depositors age 18 - 45


Student Checking


None



None
No Sturdy ATM transaction fees (foreign ATM surcharges may apply)

$10 maximum monthly rebate of foreign ATM surcharges (receipts required)



No
Reserved for students age 14 - 25

Converts to E-Checking when depositor reaches age 26

Regular Checking

$100


$5
$1 transaction fee at non-Sturdy ATMs

No fee at Sturdy Savings Bank ATMs


No

NJ Consumer Checking
Must Maintain $1 Balance to remain active

$3 Monthly Fee Applies Regardless of Balance
$1 transaction fee at non-Sturdy ATMs

No fee at Sturdy Savings Bank ATMs


No

8 free checks per monthly cycle, $0.50 per check in excess of 8
* Daily Balance (the amount of collected principal balance in the account each day).
** Variable rate accounts. Current rates will be quoted at the time of opening an account or upon request (Call 609-463-5220).
*** Annual Percentage Yield (APY) assumes interest remains on deposit. Withdrawal of interest will reduce earnings. Fees may reduce earnings. APY may change after account opening.