Consumer Loan Rates

Effective 29th November 2025

NMLS# 410428   (609)463-5210 

Kate Thomer Residential Lending Officer

NMLS# 2490331   (609)463-5213

Consumer Rates

Loan ProgramInterest RatePointsAnnual Percentage Rate (APR)Monthly Payment Per $50,000*Maximum Loan AmountsLoan Amounts >$250,000
5-Year Fixed
5.990%
0
6.100%
$ 966.41
$ 250,000
Call
10-Year Fixed
6.375%
0
6.434%
$ 564.57
$ 250,000
Call
15-Year Fixed
6.750%
0
6.792%
$ 422.45
$ 250,000
Call
20-Year Fixed
6.990%
0
7.026%
$ 387.35
$ 250,000
Call

* Payment amounts do not include taxes or insurance premiums. Actual payment obligations may be greater.

The interest rate and annual percentage rate (APR) accurate as of 29th November 2025 and are subject to change without notice. Homeowners insurance and flood insurance (if applicable) are required. All loan applications are subject to credit underwriting and property approval. Other conditions may also apply. Offer may be withdrawn at any time. Sturdy Savings Bank NMLS unique identifier is #410428.

Home Equity Lines of Credit

Find the cash you need now with the equity in your home with a

Home Equity Line of Credit from Sturdy Savings Bank

Call today for more details!

  • Consumer loans must be secured by a primary residence or second home
  • Additional loan amounts are available, call for rates and terms