Consumer Loan Rates

Effective 7th July 2026

NMLS# 410428   (609)463-5210 

Kate Thomer Residential Lending Officer

NMLS# 2490331   (609)463-5213

Home Equity Term Loans

Loan ProgramInterest RatePointsAnnual Percentage Rate (APR)Monthly Payment Per $50,000 Borrowed*Maximum Loan AmountsLoan Amounts >$250,000
5-Year Fixed
5.990%
0
6.100%
$ 966.41
$ 250,000
Call
10-Year Fixed
6.375%
0
6.434%
$ 564.57
$ 250,000
Call
15-Year Fixed
6.750%
0
6.792%
$ 422.45
$ 250,000
Call
20-Year Fixed
6.990%
0
7.026%
$ 387.35
$ 250,000
Call

* Payment amounts do not include taxes or insurance premiums. Actual payment obligations may be greater.

Loan Amounts up to $150,000-First Lien 80% max combine loan to value/ Second Lien 75% max combined loan to value.

Loan Amounts of $150,001 to $250,000- 70% max combined loan to value.

The interest rate and annual percentage rate (APR) accurate as of 7th July 2026 and are subject to change without notice. Homeowners insurance and flood insurance (if applicable) are required. All loan applications are subject to credit underwriting and property approval. Other conditions may also apply. Offer may be withdrawn at any time. Sturdy Savings Bank NMLS unique identifier is #410428.

Home Equity Lines of Credit

Find the cash you need now with the equity in your home with a

Home Equity Line of Credit from Sturdy Savings Bank

Call today for more details!

  • Consumer loans must be secured by a primary residence or second home
  • Additional loan amounts are available, call for rates and terms