Mortgage Loan Rates

Effective 3rd November 2025

NMLS# 410428   (609)463-5210

APPLY NOW

Kate Thomer Residential Lending Officer

NMLS# 2490331 (609) 463-5213

Jodi L King  AVP/Residential & Consumer Lending Officer

NMLS# 2646927 (609) 463-5214

Chuck Meachon VP/Residential Lending Manager

NMLS# 475540   (609) 463-5212

Mortgage Loan Rates

Loan ProgramInterest RatePointsAnnual Percentage Rate (APR)Monthly Payment Per $100,000*Maximum Loan AmountsDown Payment Amount
30-Year Fixed
6.250%
0
6.352%
$ 615.72
$ 806,500
20%
30-Year Fixed
6.250%
0
6.352%
$ 615.72
$ 3,500,000
25%
20-Year Fixed
6.125%
0
6.259%
$ 723.66
$ 806,500
20%
20-Year Fixed
6.125%
0
6.259%
$ 723.66
$ 3,500,000
25%
15-Year Fixed
6.000%
0
6.167%
$ 843.86
$ 806,500
20%
15-Year Fixed
6.000%
0
6.167%
$ 843.86
$ 3,500,000
25%

* Payment amounts do not include taxes or insurance premiums. Actual payment obligations may be greater.

The interest rate and annual percentage rate (APR) accurate as of 3rd November 2025 and are subject to change without notice. Private Mortgage Insurance is required on loan-to-value ratios in excess of 80%. Homeowners insurance and flood insurance (if applicable) are required. All loan applications are subject to credit underwriting and property approval. Other conditions may also apply. Offer may be withdrawn at any time. Sturdy Savings Bank NMLS unique identifier is #410428.

  • Construction permanent loans with one closing available
  • Investment and rental properties – Call for rate/terms
  • Condos and condotels – Call for rate/terms