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Fraud Prevention Tips
> Do not open email attachments or click on a link from unsolicited sources.
> Avoid completing email forms or messages that ask for personal or
financial information.
> Do not trust an email asking you to use a link for verification of login or
account details.
> Monitor your account transactions for unauthorized use.
> Shred old financial information, invoices, charge receipts, checks, unwanted
pre-approved credit offers and expired charge cards before disposing of them.
> Contact the sender by phone if you are suspicious of an email attachment.
Your financial institution will never send unsolicited emails asking you
to provide, update, or verify personal or confidential information via
return email. If you receive an email inquiry allegedly from your financial
institution, please report the incident to a customer service representative
as quickly as possible. To mitigate the risk of online fraud and identity theft,
your first and best protection is awareness.
Phishing
Phishing is an online scam tactic that is used to lure users into unknowingly
providing personal data, such as credit card information or Login IDs
and passwords. Using realistic-looking emails and websites, this tactic
attempts to gain the trust of unsuspecting targets and convince them that
vital information is being requested by a vendor they may already have a
relationship with, such as their financial institution.
Identity Theft
It is important that you are aware of the dangers of identity theft. Identity
theft can occur when criminals find a way to steal your personal or
other identifying information and assume the use of that data to access
your personal accounts, open new accounts, apply for credit, purchase
merchandise, and commit other crimes using your identity.